Keep good businesses liquid
We exist to remove the cash-flow uncertainty that holds healthy companies back. By turning invoices into immediate, dependable funds, we let our clients commit to orders, suppliers and people with confidence.
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About ARAMIS FactoringLiquidity partners, not just financiers
We help German businesses convert their receivables into working capital — reliably, transparently and with the back-office burden lifted off their shoulders.
Our story
Built around a simple frustration
ARAMIS Factoring GmbH & Co. KG was founded on an observation familiar to almost every business owner: a company can be profitable on paper and still run short of cash, simply because customers pay late. That gap between earning revenue and receiving it slows down hiring, purchasing and growth.
Based in Hilden, North Rhine-Westphalia, we set out to close that gap. By purchasing outstanding invoices and advancing the funds immediately, we let our clients operate on the money they have already earned — instead of waiting on someone else's payment cycle.
Clear terms, real partnership
No jargon, no hidden mechanics. We explain how every figure is calculated, tailor the structure to your customer base, and treat your clients with the same professionalism you do.
What factoring delivers
Why companies choose to work with us
Immediate working capital
Convert receivables into cash within days and reinvest it where it earns the most — inventory, payroll or early-payment discounts from your own suppliers.
Protection you can rely on
With non-recourse arrangements, the risk of customer default sits with us. Your revenue is protected even if a client becomes insolvent.
Less administration
Hand over ledger management, payment monitoring and dunning. Your team spends less time chasing money and more time building the business.
Funding that scales
Because the line is tied to your turnover, available funding grows automatically as you win more business — no renegotiation every quarter.
Stronger balance sheet
Using proceeds to reduce liabilities can shorten your balance sheet and improve your equity ratio, which supports better terms elsewhere.
A discreet, professional process
We work in a way that respects your customer relationships, with communication styles agreed in advance to fit how you do business.
Let's talk about your receivables
A short conversation is usually enough to outline what a factoring line could look like for you.